Microfinance Country Information
Indonesia

Resource Links:

Documents
• ACT OR ACCIDENT? The birth of Village Units - Klaas Kuiper
• Provisional Manual for the Credit Business of the General Popular Credit Bank - Th. A. Fruin
• A History of the "Volkscredietwezen" (Popular Credit System) - Leo Schmit
• History, Present Situation and Problems of the Village Credit System - Thomas Anthonij Fruin

• Badan Kredit Kecamantan (BKK)
• Bina Swadaya
• BRI-Unit Desa, Indonesia
• Koperasi Kredit Borromeus
• P4K: Pendidikan Peningkatan Pendapatan, dan Pemberdayaan Petani Kecil

• Asia Resource Centre for Microfinance (ARCM): Indinesia Microfinance Country File

Microfinance Institutions in Indonesia Documents presented here are in PDF format. Please use the above link to download the Acrobat Reader if you do not have it in your computer.	South Kalimantan Badan Kredit Kecamatan (BKK) Program Lumbung Kredit Pedesaan (LKP) Program Program Hubungan Bank Dan Ksm (PHBK) Program Pembinaan Peningkatan Pendapatan Petani-nelayan Kecil (P4K) Badan Kredit Desa (BKD) Program
Abstracted from: Searching for Sustainable Microfinance: A Review of Five Indonesian Initiatives R. Marisol Ravicz Rural Cluster, Development Economics Research Group, WORLD BANK

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Statistics on Informal/Traditional Credit Markets

ICM References for Indonesia

83% of agricultural households received no formal credit. 93% of capital of households with business activities came from own funds and "other sources"

Source:

Germidis et al. (1991)

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Hari Srinivas - hsrinivas@gdrc.org
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