MFIs that were active in the vulnerable communities highlighted the need for earmarking funds for contingencies such as disasters. In Indonesia, MFIs pointed out that affected communities needed
- immediate disburcement of micro-insurance,
- quick access to their savings, and
- services to receive remittances from relatives and friends.
These fund requirements came up in two phases - need for funds in the immediate aftermath of a disaster, and longer term need for loans for economic and livelihood recovery.