The logo showing one hand passing on a wad of currency to another hand, epitomises the many characteristics of microcredit. Its personal, its immediate, its small ... It illustrates the simplicity of transactions in microcredit programmes. The open hands focus on the transperancy of the transaction. The hands are enclosed in a shaded circle representing the earth, highlightig the fundamental universality of microcredit, of unity and an enclosing community.