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Statistics on Informal/Traditional Credit Markets

Shares of Formal and Informal Credit in the Rural Sector (1979):
Formal Sources: 25.0 %
Informal Sources: 75.0 %

Money Lenders (3.3%); Semi-professional Money Lenders (70.0%); Friends and Relatives (10.0%); Others (16.7%)

Source: R.J.G. Wells, "Informal Rural Credit Market in Peninsular Malaysia".

62% of all loans granted to farmers were informal

Germidis et al. (1991)

Hari Srinivas - hsrinivas@gdrc.org
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