Bibliography on Microfinance

Note: The list may contain duplicates. Please send additions and corrections to hsrinivas@gdrc.org

  • A. Fuglesang and D. Chandler, Participation as a Process - what we can learn from Grameen Bank, NORAD, Oslo, 1986.

  • Abbi, R., et al. 1991. `The Impact of Maternal Work Status on the Nutritional and Health Status of Children', in Food and Nutrition Bulletin, 13(1).

  • Abdullah, Tahrunnesa , Stuart Rutherford and Iftekhar Hossain "BURO, Tangail Rural Savings and Credit Program - Mid Term Review", Manuscript, Dhaka, 1995.

  • Abedian I. and M. Desmidt, "The informal economy in South Africa,,"South African Joumal of Economics 58 (1990): 404-424.

  • Abugre, C. (1994). Where credit is not due - a critical evaluation of ACORD's experiences with financial services. ACORD Research and Policy programme, Occasional Paper No.6. Reproduced in Hospes et.al (1994). Financial Landscapes Reconstructed. F. J. A. Bouman and O. Hospes. Boulder, Westview.

  • ACCION International and The Calmeadow Foundation. 1988. An Operational Guide for M icro- Enterprise Projects. Toronto: Calmeadow.

  • Accion International. 1988. An Operational Guide for Micro Enterprise Projects, Accion International, Cambridge, MA.

  • ACCION International. 1990. " Informe, Sexto Taller Inter- Programas, Inovacciones Metodologicas y el Desafio de La Masificacion." Mazatenango, Guatelmala: ACCION International. 199 1. " Informe Anual de Estadisticas. " Cambridge, MA: ACCION International.

  • Acharya, M., and L. Bennet. 1982. "Women and the Subsistence Sector: Economic Participation and Household DecisionMaking in Nepal." World Bank Staff Working Paper No. 526. Washington, DC: World Bank.

  • Ackerley, B. A. (1995). " Testing the tools of development: credit programmes, loan involvement and women's empowerment ." IDS Bulletin 26(3).

  • ActionAid - Kenya, "Kariobangi Savings and Credit Programme," (ActionAid - Kenya, 1992).

  • Adams, D and von Pischke, J D (1992) 'Microenterprise credit programs: 'deja vu', World Development 20, 1463-1470

  • Adams, D. and Shonero (1989). "Rotating Savings and Credit Associations in Bolivia." Savings and Development 13(3).

  • Adams, D. W. (1988). "The Conundrum of Successful Credit Projects in Floundering Rural Financial Markets." Economic Development and Cultural Change 36(2): 355-67.

  • Adams, D. W. and J. D. V. Pischke (1980). "Fungibility and the Design and Evaluation of Agricultural Credit Pprojects." American Journal of Agricultural Economics 62(4): 719-26.

  • Adams, D. W. and M. L. Canavesei (1989). "Rotating Savings and Credit Associations (Pasanuku) in Bolivia." Savings and Development 8(3).

  • Adams, D. W., D. H. Graham, et al. (1984). Undermining Rural Development with Cheap Credit. Boulder, Colorado, Westview Press.

  • Adams, D. W., G. Donald, et al., Eds. (1983). Rural Financial Markets in Developing Countries: Their Use and Abuse. Washington DC, Economic Development Institute.

  • Adams, Dale W, and Douglas H. Graham. 198 1. "A Critique of Traditional Agricultural Credit Projects and Policies." Journal of Development Economics 8(3):347-66. 1984. "A Critique of Traditional Agricultural Credit Projects and Policies.: In Agricultural Development in the Third World ed. by Carl Eicher and John M. Staatz. Baltimore: Johns Hopkins University Press.

  • Adams, Dale W. "Is inexpensive credit a bargain for small farmers?: the recent Brazil experience," (Colombus, Ohio: Dept. of Agricultural Economics and Rural Sociology, 1972)

  • Adams, Dale W. and Delbert A. Fitchett, Informal finance in low-income countries (Boulder: Westview Press, 1992).

  • Adams, Dale W. and J.D Von Pischke, "Micro-enterprise Credit Programs: Déja Vu.," World Development 20, no. 10 (1992): 1470.

  • Adams, Dale W. and Jerry Ladman, "Lending to Rural Poor through Informal Groups: A Promising Financial Market Innovation,"Savings and Development III, no. 2 (1979): 85-94.

  • Adams, Dale W. and K. Higurashi, "Transaction costs and innovations in rural financial markets,"in Seminar on Farm Credit (Tokyo: 1987).

  • Adams, Dale W. and Marie Lissette Canavesi de Sahonero, "Rotating savings and credit associations in Bolivia,"Savings and Development. 13, no. 3 (1989): 219-236.

  • Adams, Dale W. and R.L. Meyer, "Attempting too much and achieving too little through rural financial markets," (Columbus, Ohio: Ohio State University, 1989).

  • Adams, Dale W. and Robert Vogel, "Rural Financial markets in Low Income Countries: Recent controversies and Lessons,"World Development 14, no. 4 (1986): 477-487.

  • Adams, Dale W. and Virginia Nazarea-Sandoval, "Informal finance in a semi-rural area of the Philippines,"Savings and Development 16, no. 2 (1992): 159-168.

  • Adams, Dale W. & D A Fitchett, eds. 1992, Informal Finance in Low-Income Countries, Westview, Boulder.

  • Adams, Dale W. (1992) "Taking a fresh look at informal finance" in Informal finance in low income countries (eds. Adams D and Fitchett D) Westview Press: Oxford

  • Adams, Dale W. , "Are arguments for cheap agricultural credit sound?,"in Undermining rural development with cheap credit, ed. Dale Adams, Douglas Graham, and J Von Pischke (Essex: Bowker Publishing Company, 1984), 65-77.

  • Adams, Dale W. , "Building durable rural financial markets in Africa,"African Review of Money, Finance and Banking 1, no. 1 (1992): 5-15.

  • Adams, Dale W. , "Mobilising household savings through rural financial markets,"Economic Development and Cultural Change 26, no. 3 (1978): 547-560.

  • Adams, Dale W. , "Taking a fresh look at informal finance,"in Informal finance in low income countries, ed. Dale Adams and D Fitchett (Oxford: Westview Press, 1992).

  • Adams, Dale W. , "The Conundrum of Successful Credit Projects in Floundering Rural Financial Markets,"Economic Developement and Cultural Change 36, no. 2 (1988): 355-367.

  • Adams, Dale W. , "The economics of loans to informal groups of small farmers in low income countries," (Columbus, Ohio: Agricultural Finance Program, Dept. of Agricultural Economics and Rural Sociology, Ohio State University, 1978).

  • Adams, Dale W. , H.Y Chen, and Mario B. Lamberte, "Differences in uses of rural financial markets in Taiwan and the Philippines,"World Development 24, no. 4 (1993): 555-563.

  • Adams, Dale W. 1971. "Agricultural Credit in Latin America: A Critical Review of External Funding Policy." American Journal of Agricultural Economics 53 (2): 163-72.

  • Adams, Dale W. 1973. "The Case for Voluntary Savings Mobilization: Why Rural Capital Markets Flounder." Mimeo. Washington, DC: USAID, 19:309-34.

  • Adams, Dale W. 1978. "Mobilizing Household Savings through Rural Financial Markets." Economic Development and Cultural Change 26(3):547- 60.

  • Adams, Dale W. 1984. To Rural Savings Matter?" Studies in Rural Finance, Economics and Sociology Occasional Paper No. 1083. Columbus: Ohio State University.

  • Adams, Dale W. 1988. "The Conundrum of Successful Credit Projects in Floundering Rural Financial Markets." Economic Development and Cultural Change 36(2)355-67.

  • Adams, Dale W., and Delbert A. Fitchett, eds. 1992. Informal Finance in Low-Income Countries. Boulder, CO:Westview Press.

  • Adams, Dale W., and G.I. Nehman. 1979. "Borrowing Costs and the Demand for Rural Credit." Journal of Development Studies 15: 165- 76.

  • Adams, Dale W., and Pablo Romero. 1981. "Group Lending to the Rural Poor in the Domincan Republic: A Stunted Innovation. " Canadian Journal of Agricultural Economics July: 216-24.

  • Adams, Dale W., and Robert C. Vogel. 1986. "Rural Financial Markets in Low Income Countries: Recent Controversies and Lessons." World Development 14(4):477-87.

  • Adams, Dale W., Douglas H. Graham, and J. D. Von Pischke (eds.). (1984). Undermining Rural Development with Cheap Credit. Boulder: Westview Press.

  • Adams, Dale, "The Decline in Debt Directing: An Unfinished Agenda", mimeo, USA, 1998.

  • Adera, A. (1988). "Agricultural Credit and the Mobilization of Resources in rural Africa." Savings and Development XI(1): 29-73.

  • Ades, Alberto and Rafael Di Tella, "The causes and consequences of corruption: a review of recent empirical contributions,"IDS Bulletin 27, no. 2 (1996): 6-11.

  • Afwan, Ismah. 1991. "A Review of BRI Unit Development (Background, Philosophy and Historical Analysis). " Mimeo. Jakarta: Center for Policy and Implementation Studies (CPIS).

  • Agabin, Meliza H. 1985. "Rural Savings Mobilization: An Asian Perspective and Prospect." CB Review 37:7-1 5.

  • Agricultural Credit Board, "Report of the Sub-committee on subsidised credit via commercial banks and other institutions vs. direct subsidies from government," (Pretoria: Department of Agriculture, 1993).

  • Ahmed, M.U. "Financing Rural Industries in Bangladesh,"The Bangladesh Development Studies, Vol.12, No 1&2, Special Issue on Rural Industrialisation in Bangladesh, 1984.

  • Ahmed, Zia. 1989. "Effective Costs of Rural Loans in Bangladesh" in World Development 17(3):357-363.

  • Akerlof, G. A. (1970). "The Market for "Lemons": quality, uncertainty and the market mechanism." Quarterly Journal of Economics 84(3).

  • Akerlof, George, "The market for "lemons": Quality uncertainty and the market mechanism,"Quarterly Journal of Economics 83, no. 3 (1970): 488-500.

  • Akin, J., et al. 1981. `The Determinants of Breastfeeding in Sri Lanka', Demography, 18: 287-307.

  • Alamgir, Dewan. "Micro Credit for Fishing Community: The Community Development Center (CODEC) in Bangladesh, "Case Study No. 9, Credit and Development Forum, Bangladesh, 1997.

  • Albee, A., and K.D. Reid. 1991. `Women and Urban Credit in Sri Lanka', in Women, Poverty and Family Survival, Centre for Women's Research, Colombo.

  • Aleke-Dondo, C., and Albert Kimanthi Mutua. 1990. Informal Financial Markets in Kenya." Nairobi: Kenya Rural Enterprise Program.

  • Alexander M. Counts (ed.) Worm's Eye View: Interviews with Women of the Grameen Bank, Results Educational Fund, Washington D.C. 1992.

  • Amin, R., S. Becker, et al. (1998). "NGO-Promoted Microcredit Programs and Women's Empowerment in Rural Bangladesh: Quantitative and Qualitative Evidence." Journal of Development Areas(Winter): 221-236.

  • Anderson D. and F Khambata, "Financing small-scale in-dustry and agriculture in developing countries: The merits and limitations of "commercial" policies',"Economic Development and cultural Change 33, no. 2 (1985): 349-371.

  • Angel, S, J.H. De Goode, and R.C. Sevilla, "Sharing the risk of being poor: Communal savings games in Bangkok,"Journal of the Siam Society 66, no. Part 2 - July (1978).

  • APRACA, "Grassroots Finance" Asia Pacific Rural Finance, A Quarterly Journal of Asia Pacific Rural and Agricultural Credit Association (International Edition), April - December 1997, 124 pgs.

  • Ardener, S and Burman, S (1995) Money-go-Rounds: the Importance of Rotating Savings and Credit Associations for Women, Oxford: Berg

  • Ardener, S. (1964). "The Comparative Study of Rotating Credit Associations." Journal of the Royal Anthropological Institute 94(1): 201-229.

  • Ardener, S. and Burman, S (Editors) (1996) Money-Go-Rounds : The Importance of Rotating Savings and Credit Associations for Women (Cross Cultural Perspectives on Women Series) Berg.

  • Ardener, Shirley and Sandra Burman, Money-Go-Rounds: The Importance of Rotating Savings and Credit Associations for Women (Oxford: Berg, 1996).

  • Ardener, Shirley, "The Comparative Study of Rotating Credit Associations,"in Money-Go-Rounds: The Importance of Rotating Savings and Credit Associations for Women, ed. Shirley Ardener and Sandra Burman (Oxford: Berg, 1996).

  • Ardener, Shirley, "Women making money go round: ROSCAs revisted,"in Money-Go-Rounds: The Importance of Rotating Savings and Credit for Women, ed. Shirley Ardener and Sandra Burman (Oxford: Berg, 1996), 1-21.

  • Ardilla Iprosco, Fabio. 1990. "Evaluation of the Omnibus Small Business Enterprise Project." Mimeo. Bogota, Colombia: Catholic Relief Services.

  • Aredo, D. (1993). "The Iddir: A Study of an Indigenous Informal Financial Institution in Ethiopia." Savings and Development(1): 77-89.

  • Arrossi, S., F. Bombarolo, et al. (1994). Funding community initiatives: the role of NGOs and other intermediary institutions in supporting low income groups and their community organisations in improving housing and living conditions in the Third World.

  • Arunachalam, Jaya. 1988. "Credit Needs of Women Workers in the informal Sector, Case Study of Working Women's Forum (India)." Mimeo. Mylapore.

  • Aryeetey, E. , "How important are formal and informal finance to micro-enterprise development in Ghana?,"in Rural Development and Finance in West-Africa (University of Ougadou-gou, Ougadougou, Burkina Faso.: 1991).

  • ASA, "Dropout In Micro-Credit Operation", ASA, Dhaka, 1996

  • Ashe, Jeffrey, Madeline Hirshland, and Jill Burnett. 1992. Access to Credit for Poor Women: A Scale-up Study of Projects Carried out by Freedom from Hunger in Mali and Ghana. Washington, DC: GEMINI.

  • Ashe, Jeffrey. 1985. The Pisces 11 Experience: local Efforts in M icro- Enterprise Development, vol.2, Case Studies. Washington, D.C.: USAID.

  • Ashe, Jeffrey. 1986. Solidarity Groups and Women's World Bank: Experiences from Cali, Colombia. Cambridge: ACCION.

  • Asociacion Grupos Solidarios de Colombia (AGS). 1991 a. "Balance Comparativo 1989-1990. " Mimeo. Bogota, Colombia: AGS.

  • Asociacion Grupos Solidarios de Colombia (AGS). 1991 b "Balance General a Diciembre 31 de 1990". Mimeo. Bogota, Colombia: AGS.

  • Asociacion Grupos Solidarios de Colombia (AGS). 1991c. "Consolidation and Promotion of Solidarity Groups Microenterprise Programs." Mimeo. Bogota, Colombia: AGS.

  • Asociacion Grupos Solidarios de Colombia (AGS). 1991d. "Final Progress Report/Ford Foundation: Intitutional consolidation and Research Project." Mimeo. Bogota, Colombia: AGS.

  • Asociacion Grupos Solidarios de Colombia (AGS). 1991e. 1nstitutional Consolidation and Research Project." Final progress report presented to the Ford Foundation. Bogota, Colombia: AGS.

  • Asociacion Grupos Solidarios de Colombia (AGS). 1991f. "Presupuesto de Operacion y Funcionamiento para el ano de 199l." Mimeo. Bogota, Columbia: AGS.

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  • Bhatt, N. (1998). Capacity building for microenterprise development.International Journal of Technical Cooperation, 4, 69-82.

  • Bhatt, N. (2000). Small-scale entrepreneurship development: the viability of microcredit programs. San Francisco: ICS Press.

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  • Bhatt, N. and Tang, S. Y. (forthcoming). Designing group-based microfinance programs: some theoretical and policy considerations. International Journal of Public Administration.

  • Bhatt, N. and Thorat, Y.S.P. India's Regional Rural Banks: the institutional dimension of reforms. Paper prepared for the Third Annual Seminar on New Development Finance, September 27 to October 1, 1999, Goethe University of Frankfurt, Germany

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  • Bolnick, Bruce, "Evaluating loan collection performance: An indonesian example,"World Development 16, no. 4 (1988): 501-510.

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  • Bouman, F. J. A. (1979). " The ROSCA, Financial Technology of an Informal Savings and Credit Institution in Developing Economies ." Savings and Development 3(4).

  • Bouman, F. J. A. and O. Hospes, Eds. (1994). Financial Landscapes Reconstructed. Boulder, Westview.

  • Bouman, F.J.A. and Hospes, eds. 1994, Financial Landscapes Reconstructed: the Fine Art of Mapping Development, Westview Press, Boulder, CO.

  • Bouman, F.J.A., "Indigenous Savings and Credit Societies in the Developing World,"Development Digest 16, no. 3 (1978): 36-47.

  • Bouman, F.J.A., "Indigenous Savings and Credit Societies in The Third World. A Message,"Savings and Development 1 (1977): 181-214.

  • Bouman, F.J.A., "ROSCA and ASCRA: Beyond the Finacial Landscape,"in Financial Landscapes Reconstructed: The Fine Art of Mapping Development,, ed. F.J.A Bouman and Otto Hospes (Boulder and Oxford: Westview Press, 1994).

  • Bouman, F.J.A., "Rotating and Accumulating Savings and Credit Associations: A Development Perspective," World Development 23, no. 3 (1995): 371-384.

  • Bouman, F.J.A., and Harteveld K, "The Djanggi: A Traditional Form of Savings and Credit in West Cameroon.,"Sociologica ruralis 16, no. 1-2 (1976).

  • Bouman, F.J.A., and R. Houtman, "Pawnbroking as an Instrument of Rural Banking in the Third World,"Economic Development and Cultural Change 37, no. 1 (1988): 69-89.

  • Bouman, F.J.A., Small, Short and Unsecured: Informal Rural Finance in India (New Delhi: Oxford University Press, 1989).

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Additions, corrections and contributions to this list are welcome. Please send them to the email listed below.

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