Tailoring loan terms ...
One fund developed real techniques for learning from experience. Finding that many borrowers were falling behind in their payments, they started analyzing their delinquent loans regularly. They discovered that their terms were generally unrealistic for their borrowers. The women simply could not save enough from payment-to-payment, to meet the schedules. They adapted flexibly by changing the terms. But they continue to examine what they have done, to try to do better.


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