Microfinance Bibliography
Note: The list may contain duplicates. Please send additions and corrections to hsrinivas@gdrc.org

  • A. Fuglesang and D. Chandler, Participation as a Process - what we can learn from Grameen Bank, NORAD, Oslo, 1986.

  • Abbi, R., et al. 1991. `The Impact of Maternal Work Status on the Nutritional and Health Status of Children', in Food and Nutrition Bulletin, 13(1).

  • Abdullah, Tahrunnesa , Stuart Rutherford and Iftekhar Hossain "BURO, Tangail Rural Savings and Credit Program - Mid Term Review", Manuscript, Dhaka, 1995.

  • Abedian I. and M. Desmidt, “The informal economy in South Africa,,” South African Joumal of Economics 58 (1990): 404-424.

  • Abugre, C. (1994). Where credit is not due - a critical evaluation of ACORD's experiences with financial services. ACORD Research and Policy programme, Occasional Paper No.6. Reproduced in Hospes et.al (1994). Financial Landscapes Reconstructed. F. J. A. Bouman and O. Hospes. Boulder, Westview.

  • ACCION International and The Calmeadow Foundation. 1988. An Operational Guide for M icro- Enterprise Projects. Toronto: Calmeadow.

  • Accion International. 1988. An Operational Guide for Micro Enterprise Projects, Accion International, Cambridge, MA.

  • ACCION International. 1990. " Informe, Sexto Taller Inter- Programas, Inovacciones Metodologicas y el Desafio de La Masificacion." Mazatenango, Guatelmala: ACCION International. 199 1. " Informe Anual de Estadisticas. " Cambridge, MA: ACCION International.

  • Acharya, M., and L. Bennet. 1982. "Women and the Subsistence Sector: Economic Participation and Household DecisionMaking in Nepal." World Bank Staff Working Paper No. 526. Washington, DC: World Bank.

  • Ackerley, B. A. (1995). " Testing the tools of development: credit programmes, loan involvement and women's empowerment ." IDS Bulletin 26(3).

  • ActionAid - Kenya, “Kariobangi Savings and Credit Programme,” (ActionAid - Kenya, 1992).

  • Adams, D and von Pischke, J D (1992) 'Microenterprise credit programs: 'deja vu', World Development 20, 1463-1470

  • Adams, D. and Shonero (1989). "Rotating Savings and Credit Associations in Bolivia." Savings and Development 13(3).

  • Adams, D. W. (1988). "The Conundrum of Successful Credit Projects in Floundering Rural Financial Markets." Economic Development and Cultural Change 36(2): 355-67.

  • Adams, D. W. and J. D. V. Pischke (1980). "Fungibility and the Design and Evaluation of Agricultural Credit Pprojects." American Journal of Agricultural Economics 62(4): 719-26.

  • Adams, D. W. and M. L. Canavesei (1989). "Rotating Savings and Credit Associations (Pasanuku) in Bolivia." Savings and Development 8(3).

  • Adams, D. W., D. H. Graham, et al. (1984). Undermining Rural Development with Cheap Credit. Boulder, Colorado, Westview Press.

  • Adams, D. W., G. Donald, et al., Eds. (1983). Rural Financial Markets in Developing Countries: Their Use and Abuse. Washington DC, Economic Development Institute.

  • Adams, Dale W, and Douglas H. Graham. 198 1. "A Critique of Traditional Agricultural Credit Projects and Policies." Journal of Development Economics 8(3):347-66. 1984. "A Critique of Traditional Agricultural Credit Projects and Policies.: In Agricultural Development in the Third World ed. by Carl Eicher and John M. Staatz. Baltimore: Johns Hopkins University Press.

  • Adams, Dale W. “Is inexpensive credit a bargain for small farmers?: the recent Brazil experience,” (Colombus, Ohio: Dept. of Agricultural Economics and Rural Sociology, 1972)

  • Adams, Dale W. and Delbert A. Fitchett, Informal finance in low-income countries (Boulder: Westview Press, 1992).

  • Adams, Dale W. and J.D Von Pischke, “Micro-enterprise Credit Programs: Déja Vu.,” World Development 20, no. 10 (1992): 1470.

  • Adams, Dale W. and Jerry Ladman, “Lending to Rural Poor through Informal Groups: A Promising Financial Market Innovation,” Savings and Development III, no. 2 (1979): 85-94.

  • Adams, Dale W. and K. Higurashi, “Transaction costs and innovations in rural financial markets,” in Seminar on Farm Credit (Tokyo: 1987).

  • Adams, Dale W. and Marie Lissette Canavesi de Sahonero, “Rotating savings and credit associations in Bolivia,” Savings and Development. 13, no. 3 (1989): 219-236.

  • Adams, Dale W. and R.L. Meyer, “Attempting too much and achieving too little through rural financial markets,” (Columbus, Ohio: Ohio State University, 1989).

  • Adams, Dale W. and Robert Vogel, “Rural Financial markets in Low Income Countries: Recent controversies and Lessons,” World Development 14, no. 4 (1986): 477-487.

  • Adams, Dale W. and Virginia Nazarea-Sandoval, “Informal finance in a semi-rural area of the Philippines,” Savings and Development 16, no. 2 (1992): 159-168.

  • Adams, Dale W. & D A Fitchett, eds. 1992, Informal Finance in Low-Income Countries, Westview, Boulder.

  • Adams, Dale W. (1992) "Taking a fresh look at informal finance" in Informal finance in low income countries (eds. Adams D and Fitchett D) Westview Press: Oxford

  • Adams, Dale W. , “Are arguments for cheap agricultural credit sound?,” in Undermining rural development with cheap credit, ed. Dale Adams, Douglas Graham, and J Von Pischke (Essex: Bowker Publishing Company, 1984), 65-77.

  • Adams, Dale W. , “Building durable rural financial markets in Africa,” African Review of Money, Finance and Banking 1, no. 1 (1992): 5-15.

  • Adams, Dale W. , “Mobilising household savings through rural financial markets,” Economic Development and Cultural Change 26, no. 3 (1978): 547-560.

  • Adams, Dale W. , “Taking a fresh look at informal finance,” in Informal finance in low income countries, ed. Dale Adams and D Fitchett (Oxford: Westview Press, 1992).

  • Adams, Dale W. , “The Conundrum of Successful Credit Projects in Floundering Rural Financial Markets,” Economic Developement and Cultural Change 36, no. 2 (1988): 355-367.

  • Adams, Dale W. , “The economics of loans to informal groups of small farmers in low income countries,” (Columbus, Ohio: Agricultural Finance Program, Dept. of Agricultural Economics and Rural Sociology, Ohio State University, 1978).

  • Adams, Dale W. , H.Y Chen, and Mario B. Lamberte, “Differences in uses of rural financial markets in Taiwan and the Philippines,” World Development 24, no. 4 (1993): 555-563.

  • Adams, Dale W. 1971. "Agricultural Credit in Latin America: A Critical Review of External Funding Policy." American Journal of Agricultural Economics 53 (2): 163-72.

  • Adams, Dale W. 1973. "The Case for Voluntary Savings Mobilization: Why Rural Capital Markets Flounder." Mimeo. Washington, DC: USAID, 19:309-34.

  • Adams, Dale W. 1978. "Mobilizing Household Savings through Rural Financial Markets." Economic Development and Cultural Change 26(3):547- 60.

  • Adams, Dale W. 1984. To Rural Savings Matter?" Studies in Rural Finance, Economics and Sociology Occasional Paper No. 1083. Columbus: Ohio State University.

  • Adams, Dale W. 1988. "The Conundrum of Successful Credit Projects in Floundering Rural Financial Markets." Economic Development and Cultural Change 36(2)355-67.

  • Adams, Dale W., and Delbert A. Fitchett, eds. 1992. Informal Finance in Low-Income Countries. Boulder, CO:Westview Press.

  • Adams, Dale W., and G.I. Nehman. 1979. "Borrowing Costs and the Demand for Rural Credit." Journal of Development Studies 15: 165- 76.

  • Adams, Dale W., and Pablo Romero. 1981. "Group Lending to the Rural Poor in the Domincan Republic: A Stunted Innovation. " Canadian Journal of Agricultural Economics July: 216-24.

  • Adams, Dale W., and Robert C. Vogel. 1986. "Rural Financial Markets in Low Income Countries: Recent Controversies and Lessons." World Development 14(4):477-87.

  • Adams, Dale W., Douglas H. Graham, and J. D. Von Pischke (eds.). (1984). Undermining Rural Development with Cheap Credit. Boulder: Westview Press.

  • Adams, Dale, "The Decline in Debt Directing: An Unfinished Agenda", mimeo, USA, 1998.

  • Adera, A. (1988). "Agricultural Credit and the Mobilization of Resources in rural Africa." Savings and Development XI(1): 29-73.

  • Ades, Alberto and Rafael Di Tella, “The causes and consequences of corruption: a review of recent empirical contributions,” IDS Bulletin 27, no. 2 (1996): 6-11.

  • Afwan, Ismah. 1991. "A Review of BRI Unit Development (Background, Philosophy and Historical Analysis). " Mimeo. Jakarta: Center for Policy and Implementation Studies (CPIS).

  • Agabin, Meliza H. 1985. "Rural Savings Mobilization: An Asian Perspective and Prospect." CB Review 37:7-1 5.

  • Agricultural Credit Board, “ Report of the Sub-committee on subsidised credit via commercial banks and other institutions vs. direct subsidies from government,” (Pretoria: Department of Agriculture, 1993).

  • Ahmed, M.U. “Financing Rural Industries in Bangladesh,” The Bangladesh Development Studies, Vol.12, No 1&2, Special Issue on Rural Industrialisation in Bangladesh, 1984.

  • Ahmed, Zia. 1989. "Effective Costs of Rural Loans in Bangladesh" in World Development 17(3):357-363.

  • Akerlof, G. A. (1970). "The Market for "Lemons": quality, uncertainty and the market mechanism." Quarterly Journal of Economics 84(3).

  • Akerlof, George, “The market for "lemons": Quality uncertainty and the market mechanism,” Quarterly Journal of Economics 83, no. 3 (1970): 488-500.

  • Akin, J., et al. 1981. `The Determinants of Breastfeeding in Sri Lanka', Demography, 18: 287-307.

  • Alamgir, Dewan. “Micro Credit for Fishing Community: The Community Development Center (CODEC) in Bangladesh, “ Case Study No. 9, Credit and Development Forum, Bangladesh, 1997.

  • Albee, A., and K.D. Reid. 1991. `Women and Urban Credit in Sri Lanka', in Women, Poverty and Family Survival, Centre for Women's Research, Colombo.

  • Aleke-Dondo, C., and Albert Kimanthi Mutua. 1990. Informal Financial Markets in Kenya." Nairobi: Kenya Rural Enterprise Program.

  • Alexander M. Counts (ed.) Worm's Eye View: Interviews with Women of the Grameen Bank, Results Educational Fund, Washington D.C. 1992.

  • Amin, R., S. Becker, et al. (1998). "NGO-Promoted Microcredit Programs and Women's Empowerment in Rural Bangladesh: Quantitative and Qualitative Evidence." Journal of Development Areas(Winter): 221-236.

  • Anderson D. and F Khambata, “Financing small-scale in-dustry and agriculture in developing countries: The merits and limitations of "commercial" policies',” Economic Development and cultural Change 33, no. 2 (1985): 349-371.

  • Angel, S, J.H. De Goode, and R.C. Sevilla, “Sharing the risk of being poor: Communal savings games in Bangkok,” Journal of the Siam Society 66, no. Part 2 - July (1978).

  • APRACA, "Grassroots Finance" Asia Pacific Rural Finance, A Quarterly Journal of Asia Pacific Rural and Agricultural Credit Association (International Edition), April - December 1997, 124 pgs.

  • Ardener, S and Burman, S (1995) Money-go-Rounds: the Importance of Rotating Savings and Credit Associations for Women, Oxford: Berg

  • Ardener, S. (1964). "The Comparative Study of Rotating Credit Associations." Journal of the Royal Anthropological Institute 94(1): 201-229.

  • Ardener, S. and Burman, S (Editors) (1996) Money-Go-Rounds : The Importance of Rotating Savings and Credit Associations for Women (Cross Cultural Perspectives on Women Series) Berg.

  • Ardener, Shirley and Sandra Burman, Money-Go-Rounds: The Importance of Rotating Savings and Credit Associations for Women (Oxford: Berg, 1996).

  • Ardener, Shirley, “The Comparative Study of Rotating Credit Associations,” in Money-Go-Rounds: The Importance of Rotating Savings and Credit Associations for Women, ed. Shirley Ardener and Sandra Burman (Oxford: Berg, 1996).

  • Ardener, Shirley, “Women making money go round: ROSCAs revisted,” in Money-Go-Rounds: The Importance of Rotating Savings and Credit for Women, ed. Shirley Ardener and Sandra Burman (Oxford: Berg, 1996), 1-21.

  • Ardilla Iprosco, Fabio. 1990. "Evaluation of the Omnibus Small Business Enterprise Project." Mimeo. Bogota, Colombia: Catholic Relief Services.

  • Aredo, D. (1993). "The Iddir: A Study of an Indigenous Informal Financial Institution in Ethiopia." Savings and Development(1): 77-89.

  • Arrossi, S., F. Bombarolo, et al. (1994). Funding community initiatives: the role of NGOs and other intermediary institutions in supporting low income groups and their community organisations in improving housing and living conditions in the Third World.

  • Arunachalam, Jaya. 1988. "Credit Needs of Women Workers in the informal Sector, Case Study of Working Women's Forum (India)." Mimeo. Mylapore.

  • Aryeetey, E. , “How important are formal and informal finance to micro-enterprise development in Ghana?,” in Rural Development and Finance in West-Africa (University of Ougadou-gou, Ougadougou, Burkina Faso.: 1991).

  • ASA, "Dropout In Micro-Credit Operation", ASA, Dhaka, 1996

  • Ashe, Jeffrey, Madeline Hirshland, and Jill Burnett. 1992. Access to Credit for Poor Women: A Scale-up Study of Projects Carried out by Freedom from Hunger in Mali and Ghana. Washington, DC: GEMINI.

  • Ashe, Jeffrey. 1985. The Pisces 11 Experience: local Efforts in M icro- Enterprise Development, vol.2, Case Studies. Washington, D.C.: USAID.

  • Ashe, Jeffrey. 1986. Solidarity Groups and Women's World Bank: Experiences from Cali, Colombia. Cambridge: ACCION.

  • Asociacion Grupos Solidarios de Colombia (AGS). 1991 a. "Balance Comparativo 1989-1990. " Mimeo. Bogota, Colombia: AGS.

  • Asociacion Grupos Solidarios de Colombia (AGS). 1991 b "Balance General a Diciembre 31 de 1990". Mimeo. Bogota, Colombia: AGS.

  • Asociacion Grupos Solidarios de Colombia (AGS). 1991c. "Consolidation and Promotion of Solidarity Groups Microenterprise Programs." Mimeo. Bogota, Colombia: AGS.

  • Asociacion Grupos Solidarios de Colombia (AGS). 1991d. "Final Progress Report/Ford Foundation: Intitutional consolidation and Research Project." Mimeo. Bogota, Colombia: AGS.

  • Asociacion Grupos Solidarios de Colombia (AGS). 1991e. 1nstitutional Consolidation and Research Project." Final progress report presented to the Ford Foundation. Bogota, Colombia: AGS.

  • Asociacion Grupos Solidarios de Colombia (AGS). 1991f. "Presupuesto de Operacion y Funcionamiento para el ano de 199l." Mimeo. Bogota, Columbia: AGS.

  • Association of Micro Lenders (South Africa), “Code of conduct,” (Association of Micro Lenders, 1996).

  • Atiur Rahman, Demand and Marketing Aspects of Grameen Bank: A Closer Look. Grameen Bank, Dhaka, 1986.

  • BADEN, S; GOETZ, AM; GREEN, C and GUHATHAKURTA, M (1994) Background to Gender Issues in Bangladesh, commissioned by DFID and based on research by GOETZ, AM, BRIDGE report No 26

  • Bakhoum, lbrahima, et al. 1989. Banking the Unbankable: Bringing Credit to the Poor. London: Panos.

  • Balkin, Steven, "A Grameen Bank Replication: The Full Circle Fund of the Women's Self-Employment Project of Chicago." Chapter 14 in A. Wahid (ed.) The Grameen Bank of Bangladesh: A New Direction in Poverty Alleviation. WestviewPress, 1993.

  • Balkin, Steven, "Business Financing for the Urban Poor: Replicating the Grameen Bank of Bangladesh in the United States." in Emerging Entrepreneurial Strategies in the 1990's, Conference Proceedings of the Seventh Annual National Conference of the United States Association for Small Business and Entrepreneurship, D. Naffziger and J. Hornsby, editors, pp. 171 - 183, October 1992.

  • Baltensperger, E. "Alternative Approaches to the Theory of the Banking Firm." Journal of Monetary Economics, 6 (January 1980), pp. 1-37.

  • Banco Solidario, S.A. (Bancosol). 1991. "Prouecto de Factibilidad." La Paz, Bolivia.

  • Banco Solidario, S.A. (Bancosol).1992a. "Policy Statement." La Paz, Bolivia.

  • Banco Solidario, S.A. (Bancosol).1992b. "Presupuesto Gestion 1992." La Paz, Bolivia.

  • Bangladesh Bank. 1979. Problems and issues of Agricultural Credit and Rural Finance. Dhaka: Bangladesh Bank.

  • Bank Rakyat Indonesia (BRI). 1985. Bank Rakyat Indonesia dalam Era Pembangunan 90th Anniversary Book. Jakarta : BRI

  • Bank Rakyat Indonesia (BRI). 1990 "Briefing Booklet: KUPEDES Development Impact Survey". Jakarta: Planning Research and Development Department, BRI. '

  • Barge, Jim. (1985). "Goodhart's Law Strikes Again." The Banker, vol. 135, no. 8, pp. 27-31.

  • Barham, Bradford.L., Stephen Boucher, and Michael.R. Carter, “Credit Constraints, Credit Unions, and Small-Scale Producers in Guatemala,” World Development 24, no. 5 (1996): 793-806.

  • Barnes, C., G. Morris, et al. (1998). An Assessment of the Impact of Microfinance Services in Uganda: Baseline Findings. http://www.mip.org, USAID-AIMS.

  • Barnes, Carolyn (1996) Assets and the Impact of Microenterprise Finance Programs, Washington DC: Management Systems International

  • Bartel, Margaret. 1992. "Financial Ratios: A Tool of Financial Management in Microenterprise Credit Programmes." GEMINI Technical Report No. 7. Bethesda, MD: Development Alternatives, Inc.

  • Bascom, W. O. (1994). The economics of financial reforms in developing countries.

  • Bascom, W. R. (1952). "The Esusu: A Credit Institution of the Yoruba." Journal of the Royal Anthropological Institute 82.

  • Bascom, Wilbert. The Economics of Financial Reform in Developing Countries, 1994

  • Bath, Paquita, and Dinora Mendes de Sanchez, eds. 1990. The Evolution of a Relationship: A History of OEF International and OEF de EI Salvador. an Salvador: Asociacion para la Organizacion Empresarial Femenina de EI Salvador (OEF/ES)

  • Bayadas, Mayada M., Douglas H. Graham, and Liza Valenzuela. (1997). "Commercial Banks in Microfinance: New Actors in the Microfinance World." Occasional Paper No. 2372, Rural Finance Program, Ohio State University.

  • Baydas, M. and D.H. Graham, “The demand for financial services by the micro-enterprise sector in selected sites of the Northern Province and KwaZulu/Natal,” (Midrand.: Development Bank of Southern Africa, 1996).

  • Baydas, Mayada, Douglas H Graham, Liza Valenzuela. Commercial Banks in Microfinance: New Actors in the Microfinance World, Ohio State University, August 1997

  • Bear, Marshall A; 1997 NGO / Business Partnership for Sustainable Development in Bangladesh: A Review of Options Enterprise Development consultant

  • Bebbington, Anthony , Adalberto Kopp, and Donna Rubinoff, “From choas to strenght? social capital, rural peoples organizations and sustainable rural development,” (FAO, 1997).

  • Bechtel, P. K. H. and R Zander, “Providing Financial Services to the Rural Poor: IFAD's Experience, Challenges and Evolving Approaches,” (International Fund for Agricultural Development, 1994).

  • Begashaw, G , “The Role of Traditional Savings and Credit Institutions in Ethiopia,” Savings and Development 2 (1978): 249-262.

  • Bell, C. (1990). "Interactions between institutional and informal credit agencies in rural India." World Bank Economic Review 4(3): 297-328.

  • Bell, Clive, “Interactions between Institutional and Informal Credit Agencies in Rural India,” World Bank Economic Review 4, no. 3 (1990): 297-327.

  • Benbahmed, R. Le système financier informel dans les pays africains de la Zone Franc. Economic Research Papers, No. 25, African Development Bank, Abidjan, 1996.

  • Bendick, Marc Jr.; and Mary Lou Egan. (1987) “Transfer Payment Diversion for Small Business Development: British and French Experience”, Industrial and Labor Relations Review, Vol. 40, No. 4, pp. 528-542.

  • Bennett, L. 1988. `The Role of Women in Income Production and Intrahousehold Allocation of Resources as a Determinant of Child Nutrition and Health', in Food and Nutrition Bulletin, 10(3).

  • Bennett, Lynn, Mike Goldberg, and Pamela Hunte. (1996). "Ownership and Sustainability: Lessons on Group-Based Financial Services from South Asia." Journal of International Development, vol. 8, no. 2, pp. 271-288.

  • Bennett, Lynn. 1990. "An Approach to the Study of Women's Productive Roles as a Determinant of Intra-Household Allocation Patterns." In Intra-Household Resource Allocation: Issues and Methods for Development Policy and Planning, edited by Beatrice Lorge Rogers and Nina R Schlossman. Tokyo: United Nations University.

  • Benston GJ. , and C.W. Smith, “A transaction costs approach to the theory of financial intermediation,” Journal of Finance 31, no. 2 (1976): 215-231.

  • Bentson, George J., et al. 1986. Safe and Sound Banking. Past, Present, and Future. Cambridge, MA: MIT Press.

  • Berenbach S & Guzman D (1994) "Financial Services for Micro enterprises: Principles and institutions" in The new world of micro enterprise finance (eds. Otero M and Rhyne E) IT publications: London

  • Berenbach, S. and Guzman, D. (June 1992). The solidarity group experience. GEMINI Working Paper No. 31. Washington, DC: GEMINI.

  • Berenbach, S., and D. Guzman, "The Solidarity Group Experience Worldwide", in Maria Otero and Elizabeth Rhyne, "The New World of Microenterprise Finance", Kumarian Press, West Hartford, 1994, and Intermediate Technology Publications, London, 1994.

  • Berenbach, Shari and Craig Churchill. Regulation and Supervision of Microfinance Institutions. Experiences from Latin America, Africa, and Asia. The Microfinance Network. Occasional Paper No.1, 1997

  • Berenbach, Shari, and Diego Guzman, “The solidarity group experience worldwide,” in The New World of Microenterprise Finance, ed. Maria Otero and E Rhyne (London: Intermediate Technology Publications, 1994), 119-140.

  • Berger, Maguerite and Mayra Buvinic, eds. 1989. Women's Ventures: Assistance to the Informal Sector in Latin America. West Hartford, CT: Kumarian Press.

  • Berger, Marguerite, 1989, 'Giving Women Credit: The Strengths and Limitations of Credit as a Tool for Alleviating Poverty', World Development, 17:7, July, p. 1017-32

  • Berger, Marguerite, and Mayra Buvinic (eds.). 1989. Women's Ventures: Assistance to the Informal Sector in Latin America, Kumarian Press, West Hartford, CT.

  • Berger, Marguerite. 1989b. An Introduction, in Women's Ventures: Assistance to the Informal Sector in Latin America, Kumarian Press, West Hartford, CT, 1-18.

  • Besley, T. How do Market Failures Justify Interventions in Rural Credit Markets? The World Bank Research Observer, vol. 9, No. 1, pp. 27-47. Washington, D.C., World Bank, 1994.

  • Besley, Timothy and Ravi Kanbur, “The principles of targeting,” in Current Issues in Development Economics, ed. V Balasubramaniam and S Lafl (London: Macmillan, 1991).

  • Besley, Timothy, and Stephen Coate, “Group Lending, Repayment Incentives and Social Collateral,” Journal of Development Economics 46 (1995): 1-18.

  • Besley, Timothy, S Coate, and G Loury, “The Economics of Rotating Savings and Credit Associations,” American Economic Review 83, no. 4 (1993): 792-810.

  • Beuningen, Coen van (1997) 'Outline for Impact Assessment in the Credit Line', mimeo, Consultative Group to Assist the Poorest (CGAP), Washington DC.

  • Bhaduri, A. (1977). "On the formation of usurious interest rates in backward agriculture." Cambridge Journal of Economics.

  • Bhaduri, A. (1981). "Class Relations and the Pattern of Accumulation in an Agrarian Economy." Cambridge Journal of Economics 5.

  • Bhatt, N. (1997). Microenterprise development and the entrepreneurial poor: including the excluded? Public Administration and Development, 17, 371-386.

  • Bhatt, N. (1998). Capacity building for microenterprise development.International Journal of Technical Cooperation, 4, 69-82.

  • Bhatt, N. (2000). Small-scale entrepreneurship development: the viability of microcredit programs. San Francisco: ICS Press.

  • Bhatt, N. and Tang, S. Y. (1998a). The problem of transaction costs in group-based microlending: an institutional perspective. World Development, 32 (4), 623-637.

  • Bhatt, N. and Tang, S. Y. (1998b). Group-based microfinance and economic development. In T. Liou (ed.), Handbook of economic development (pp. 115-138). New York, Marcel Dekker.

  • Bhatt, N. and Tang, S. Y. (forthcoming). Delivering microfinance in developing countries: controversies and policy perspectives. Policy Studies Journal.

  • Bhatt, N. and Tang, S. Y. (forthcoming). Designing group-based microfinance programs: some theoretical and policy considerations. International Journal of Public Administration.

  • Bhatt, N. and Thorat, Y.S.P. India's Regional Rural Banks: the institutional dimension of reforms. Paper prepared for the Third Annual Seminar on New Development Finance, September 27 to October 1, 1999, Goethe University of Frankfurt, Germany

  • Bhatt, N., Painter, G. and Tang, S. Y. (1999). Can microcredit work in the US? Harvard Business Review, November/December.

  • Bhatt, N., Painter, G. and Tang, S.Y. Microcredit programs in the United States: the challenges of outreach and sustainability. Paper prepared for the Twenty-First Annual Research Conference on Public Policy Analysis and Management, November 4-6, 1999, Washington, D.C.

  • Bhatt, Nitin. (1999). "Delivering Microfinance in Developing Countries: Controversies and Policy Perspectives." Policy Studies Journal (forthcoming).

  • Bhatt, V. V. (1987). "Financial Innovations and Credit Market Evolution." Economic and Political Weekly 22(22): M45-54.

  • Bhende, M.J., “Credit Markets in Rural South India,” Economic and Political Weekly XXI, no. 38-39 (1986): A:119-A:124.

  • Biggs, Tyler S., Donaid R. Snodgrass, and Pradeep Srivastava. 1990. "On Minimalist Credit Programs." Development Discussion Paper No. 331. Cambridge, MA: Harvard Institute for International Development.

  • Binswanger, Hans and Donald Sffiers, “Risk aversion and credit constraints in farmers' decision making: a reinterpretation,,” Journal of Development Studies 20 (1983): 5-21.

  • Binswanger, Hans P. and Mark R. Rosenzweig. 1986. "Behavioral and Material Determinants of Production Relations in Agriculture." Journal of Development Studies 22(3):503-39

  • Blair, Harry W. "Agricultural Credit, Political Economy, and Patronage." In Undermining Rural Development with Cheap Credit, edited by Dale Adams, Douglas Graham, and J.D. Von Pischke, 183-193. Boulder, CO: Westview Press.

  • Bolnick, Bruce, “Evaluating loan collection performance: An indonesian example,” World Development 16, no. 4 (1988): 501-510.

  • Bolznick, B. R. (1992). "Moneylenders and Informal Financial Markets in Malawi." World Development 20(1): 57-68.

  • Boomgard, J. J., S. P. Davies, et al. (1992). "A Sub-Sector Approach to Small Enterprise Promotion and Research." World Development 20(2): 371-84.

  • Boomgard, James J. 1989. "AID Microenterprise Stocktaking: Synthesis Report." AID Evaluation Special Study No. 65. Washington, DC: USAID

  • Boomgard, James J., James Hern, Calvin Miller, and Richard H Patten. 192. "A Review of the Prospects for Rural Financial Institution Development in Bolivia." GEMINI Technical Report No. 3 1. Bethesda, MD:Development Alternatives, Inc.

  • Bornstein D (1996) The Price Of A Dream: The Story of the Grameen Bank and the Idea That Is Helping the Poor to Change Their Lives Simon & Schuster: New York

  • Bouman, F J A and Hospes, O (eds) (1994) Financial Landscapes Reconstructed, Boulder: Westview

  • Bouman, F. J. A. (1979). " The ROSCA, Financial Technology of an Informal Savings and Credit Institution in Developing Economies ." Savings and Development 3(4).

  • Bouman, F. J. A. and O. Hospes, Eds. (1994). Financial Landscapes Reconstructed. Boulder, Westview.

  • Bouman, F.J.A. and Hospes, eds. 1994, Financial Landscapes Reconstructed: the Fine Art of Mapping Development, Westview Press, Boulder, CO.

  • Bouman, F.J.A., “Indigenous Savings and Credit Societies in the Developing World,” Development Digest 16, no. 3 (1978): 36-47.

  • Bouman, F.J.A., “Indigenous Savings and Credit Societies in The Third World. A Message,” Savings and Development 1 (1977): 181-214.

  • Bouman, F.J.A., “ROSCA and ASCRA: Beyond the Finacial Landscape,” in Financial Landscapes Reconstructed: The Fine Art of Mapping Development,, ed. F.J.A Bouman and Otto Hospes (Boulder and Oxford: Westview Press, 1994).

  • Bouman, F.J.A., “Rotating and Accumulating Savings and Credit Associations: A Development Perspective,” World Development 23, no. 3 (1995): 371-384.

  • Bouman, F.J.A., and Harteveld K, “The Djanggi: A Traditional Form of Savings and Credit in West Cameroon.,” Sociologica ruralis 16, no. 1-2 (1976).

  • Bouman, F.J.A., and R. Houtman, “Pawnbroking as an Instrument of Rural Banking in the Third World,” Economic Development and Cultural Change 37, no. 1 (1988): 69-89.

  • Bouman, F.J.A., Small, Short and Unsecured: Informal Rural Finance in India (New Delhi: Oxford University Press, 1989).

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Additions, corrections and contributions to this list are welcome. Please send them to the email listed below.

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