Resources on ROSCAs

	Resources on Rotating Savings and Credit Associations (ROSCAs)
	Group versus Individual: a case study of a rotating savings and credit association A ROSCA can be an organisational means for its members to consolidate and control their financial resources. The selection of members of a ROSCA is based on mutual trust among the individual members. This trust is embedded in the socio-economic knowledge... http://www.sls.wau.nl/law/livelihoodsavingsdebt/abstracts/1405_16-00_llewellyn.html Money - Go - Rounds : the importance of rotating savings and credit associations The tradition of the ROSCA women ROSCAs empowerment Products and methodologies http://www.ids.ac.uk/cgap/static/1464.htm The microeconomics of an indigenous African institution: the ROSCA The enduring presence and popularity of the ROSCA RoSCAs Products and methodologies Cameroon http://www.ids.ac.uk/cgap/static/1527.htm Sophisticated rotating saving and credit associations in Cameroon The design and operations of ROSCAs Priority sector ROSCAs Legal and Policy environment Cameroon http://www.ids.ac.uk/cgap/static/1437.htm Livelihood, Savings AND Debt in a Changing world From 14-16 May 2001 the international conference on "Livelihood, Savings and Debt in a Changing World: Developing Anthropological and Sociological Perspectives" will be held in Wageningen. The conference will be organized by the Wageningen University and... http://www.sls.wau.nl/law/livelihoodsavingsdebt/ ROSCA, ASCRA and SAVA: beyond the models Frits Bouman has done remarkable pioneer work drawing attention to the existence and operation of the so-called informal financial sector in rural areas in developing countries. For financial mutuals, Bouman (1978; 1994) introduced the acronyms ROSCA... http://www.sls.wau.nl/law/livelihoodsavingsdebt/abstracts/1505_09-00_smets-bahre.html A Critical Review of Savings Services in Africa and Elsewhere Only the "Executive Summary" section of this document has been made viewable. The complete document is downloadable in either of two formats http://www.undp.org/sum/MicroSave/wright.html Analysis of the Informal Credit Sector in Vietnam Under central planning, informal financial markets in Vietnam were repressed and information on them were very scant. The financial liberalization in 1989 contributed to a resurgence and growth of informal financial markets. Recent studies have revealed... http://www.gdrc.org/icm/viet-dat_tran.html European LETS Seminar 1998 Reader In the world around us we can see a dominance of the economy with detrimental effects on nature & environment, social fabrics and cultural diversity … http://strohalm.nl/english/articles/lets2_report/fmi.htm Building An African Credit Union Financial ratio used for Credit Union evaluation (Protection, Effective financial structure, Asset quality, Rate of return and costs, Liquidity,and Signs of growth http://www-esd.worldbank.org/sbp/98abst/niger.htm Small Farmer Group Associations This issue paper is the first in a series of reports prepared by the Secretariat of the ACC Network on Rural Development and Food Security on current issues related to rural development and food security. It is written by FAO consultant, Michael Cracknell... http://www.accnetwork.net/en/themes/SFGA-e.htm CGAP Focus Notes #15 CGAP Publications, Focus Notes, Occasional Papers, Technical Guides, CG Working Group Papers http://www.cgap.org/html/p_focus_notes15.html Overview of the Market for Microlending in South Africa: Demand and Supply The market for credit is comprised of two main functions: the demand for and the supply of credit products. Historically there has always been a demand for credit that has resulted in someone supplying the service. As there is no way to separate the supply... http://www.eciafrica.co.za/Small_Loans_Report/2_Overvi.htm Financial Intermediation Poor people need financial services. Recent success stories in micro-finance have led to extensions and replications (some targeting the poor, others incidentally encompassing the poor), and a literature to record these innovations. This survey covers a... http://www.eagerproject.com/discussion10.shtml Linking formal and informal financial intermediaries in Ghana LINKING FORMAL AND INFORMAL FINANCIAL INTERMEDIARIES IN GHANA: CONDITIONS FOR SUCCESS AND IMPLICATONS FOR RNR DEVELOPMENT http://www.odi.org.uk/nrp/61.html Alternative Finance The KEPP initiative (not to be confused with the better-known K-Rep), based in Thika, North of Nairobi in Kenya, is one of many micro-finance programmes in that country. It does, however, have some unusual features which distinguish it from most of the... http://www.alternative-finance.org.uk/html/doc00105.html Informal Finance Informal Finance: Origins, Evolutionary Trends And Donor Options, Hans Dieter Seibel, Rural Finance Adviser, International Fund For Agricultural Development (Ifad). Ifad Rural Finance Working Paper Series, No. A3. 1999 (Revised February 2000).The Opinions... http://www.alternative-finance.org.uk/html/doc00110.html POVERTY, HUMAN DEVELOPMENT AND FINANCIAL SERVICES Access to informal credit is nearly universal, while formal credit is restricted because of risk and transaction costs. This has consequences for human development because finance can contribute to development by facilitating entrepreneurship among the... http://www.undp.org/hdro/oc25.htm The Role of Microcredit in Institutional Development The development of microcredit programs provides an opportunity to strengthen local institutions. Research has focused on the design and management of microcredit programs without enough attention to the institutional environment in which microcredit... http://spaef.com/IJED_PUB/v1n1_snow.html Microfinance in the Context of Natural Resource Management The role of Microfinancing in Natural Resource Management Projects for Resource-poor and Resource-adequate Target Groups http://www.mekonginfo.org/mrc_en/doclib.nsf/0/1E292E2B96F491CCC72566040015AFD5/$FILE/FULLTEXT.HTML A Circle of Friends, A Web of Troubles This article traces the role of rotating credit associations (hui) in Chinese society over time with a focus on the social and economic implications of their re-emergence in the post-Mao era … http://www.harvardchina.org/magazine/article/rotating%20credit.html
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